Type of card: MasterCard /Visa

Contactless payment: contactless payment function is the definition used for the transactions paid by card in the amount of less than 100 AZN without entering the PIN code.

Bolkart debit card users can earn daily income at a rate of up to 7% per annum on the balance in their card accounts, provided the balance is at least 100 AZN. This service is available only for cards denominated in AZN currency.

Issue of an additional card: subject to type and term of the card, fee applicable upon issue and service for the card.

Card renewal (extension): subject to type and term of the card, fee applicable upon issue and service for the card.

Each customer is entitled to receive one Bolkart Debit card free of charge. For any additional active debit cards, if the account maintains a minimum deposit of 300 AZN/USD/EUR, the Bolkart Debit card can be obtained for free, waiving the standard fee of 18 AZN. 

ATM cash, POS cash, card-to-card transfers, credit payments, transportation (excluding air transport), communications, mobile operator payments, betting, government and utility payments, quasi-cash transactions (such as wallet-related services), courier and cargo services, tax payments, bond payments, penalties, and court-related costs (including alimony) are not considered as turnover, and no cashback is calculated for these transactions. Transactions made through the "DOSTBANK" Mobile Application are also excluded from earning cashback.
Cashback amounts less than 0.01 AZN will not be considered.

Starting from 01/05/2024, the limit for cashback amounts and the cashback interest rate have been revised. For detailed information on the new terms, please refer to the "Cashback Terms" section.